iResearch services supported a study to find out more about how banks are responding to the challenge of implementing expected credit loss.

Research Advisory

We surveyed 91 banks, to understand of how the industry is responding to this significant accounting and regulatory changes as deadlines loom and expectations rise.

Survey & Analysis

Banks surveyed

Of which have gross lending over € 100bn

Continents – Africa & ME, America, Europe and Asia Pacific

Methodology

Telephonic interviews
Telephonic interviews
In-Depth Interviews
In-Depth Interviews

Key Takeaways

60% of banks either did not or could not quantify the transition impact of IFRS 9

70% of respondents anticipate a reduction of up to 50 bps in core tier 1 capital ratio due to IFRS 9

Over 40% of banks do not plan to disclose quantitative information